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Home Warranty Protection

Home warranties provide financial protection from a service provider for homeowners who might be faced with unexpected problems with their systems and appliances. When you purchase a newly built home, the builder usually offers some sort of full or limited warranty on things such as the quality of design, materials, and workmanship. These warranties are usually for a period of one-year from the purchase of the home.

Why is a warranty so important:

If you're buying a home, your expenses only begin at closing. Most people have lots of renovations to make, furniture to buy, and so on. The last thing you want to do is spend more money for repairs due to unexpected mechanical failures within your new home.

What are the benefits for buyers:

Your home is one of the biggest investments of your life. Why take chances? You can be covered against the expenses of unexpected repair or not.

Home Warranty Companies generally set up a service contract to cover the following items (you can read a sample contract to find out)

  • Basic home systems such as plumbing and electrical

  • Heating and cooling systems, including the water heater

  • Appliances such as the washer and dryer

  • Kitchen appliances such as the oven, range, built-in microwave, and garbage disposal

Replacement for a full year after closing, the less the standard deductible. Think about it, no matter how closely you inspect a home before you buy, you can't predict certain things. There could be breakdowns from normal wear and tear, there's always the possibility of mechanical failure during the first year of ownership.

Mechanical Failures:

  • Plumbing

  • Electrical Wiring

  • Air Conditioning

  • Heating System

Components Failures:

  • Washer

  • Dryer

  • Oven

  • Refrigerator

  • Etc.

A home warranty should give you peace of mind, knowing that the major covered components in your home will be repaired/ replaced (if necessary) with minimum expense to you.

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